Reliable Returns
Active Managers Underperform In The Long Run
Having closely examined all of the costs and inefficiencies of most mutual fund investments, you might be wondering... are mutual fund returns worth all of these extra costs?
Active traders believe that they can beat the market by taking advantage of mistakes in the pricing of certain equities. It is extremely unlikely that active traders will consistently beat the market, and indeed research shows that they don’t.
Most mutual fund managers are active traders, and nearly all of them underperform in the long run. The average 5 year return of active funds in every category lagged its benchmark index.
Even if a given mutual fund manager has a great track record versus the market, their past success is not indicative of their future performance. The bottom line is this. If it sounds too good to be true... it probably is.
Polaris Financial: Captures Overall Market Returns
The good news is that the overall market continues to provide reliable returns over the long run. We don't waste your money trying to beat the market. We invest in the market as a whole, reliably capturing long-term market returns.